LeverEdge

Our Negotiated Deal

Based on our research, this represents the best deal for most LeverEdge members.

We don’t make any money whether you take a loan or not.

Apply Now

How We Compare to the Lowest Published Fixed Rates!1

Our negotiated offer is the best private loan option for many creditworthy domestic borrowers.

You may qualify for an additional 0.25% interest rate deduction if you graduate with a salary above $100,000.

Lender 5 Year 10 Year
Laurel Road2 4.95% 5.25%
CommonBond N/A 5.50%
PNC3 6.03% 6.03% +
Citizens Bank3 5.30% 6.05%
Discover3 5.99% 5.99% +
SunTrust3 N/A 6.75%
Sallie Mae3 6.25% 6.25% +
Wells Fargo3 6.84% 6.84% +

Some schools have unique lender relationships or internal lending programs that may be a better deal for you. If you find a better deal available broadly, please let us know.

Take advantage of the negotiated rates.

Apply Now

Negotiated Rates for Spring / Winter 2019

The ranges shown below are fixed rates for the fully deferred in-school repayment plan, including the auto-pay discount. They don't include the potential interest rate reduction on graduation.

Based on survey responses, most LeverEdge members are eligible for the minimum rates shown below.

Term Min Max
5 Year 4.95% 5.60%
7 Year 5.15% 5.80%
10 Year 5.25% 5.90%
15 Year 5.65% 6.30%
20 Year 6.20% 6.85%

No application fee, no origination fee and no early repayment penalty.

You may qualify for an additional 0.25% rate reduction if you graduate with a salary above $100,000.

You may qualify for additional rate reductions if you choose to make payments while in-school.

No application fee, no origination fee and no early repayment penalty.
You may qualify for an additional 0.25% rate reduction if you graduate with a salary above $100,000.
You may qualify for additional rate reductions if you choose to make payments while in-school.

To access future deals we negotiate, please provide your name and email.

Testimonials

Take advantage of the negotiated rates.

Apply Now

Eligibility Requirements

To qualify for this loan the borrower must:

  • be a U.S. Citizen or Permanent Resident
  • be enrolled in good standing on at least a half-time basis
  • be in an MBA Program at an Eligible Institution
  • meet Laurel Road underwriting criteria including, for example, credit score, employment (if a co-signer is required), and credit history requirements.

Note on Co-Signers

Many LeverEdge members have successfully received the lowest rates without a co-signer.

If you do not qualify for the lowest rates shown, a co-signer may help you get better rates.
If you do not meet Laurel Road underwriting criteria without a co-signer, a co-signer may help you qualify for this loan.

In School Repayment Plan Options

Laurel Road offers the following in-school repayment options:

Full deferment

You can defer your interest payments while enrolled in school, in addition to the six-month grace period following graduation or termination of enrollment. Afterwards, unpaid accrued interest is added to your loan balance and you will begin making full principal and interest payments.

Flat $50 payments

You can make monthly payments of $50 beginning approximately one month after the final loan disbursement date up until completion of the six-month grace period. Afterwards, unpaid accrued interest is added to your loan balance and you will begin making full principal and interest payments.

Interest-only payment

You can choose to pay only the interest each month while you’re in the deferment period. Payments begin 1 month after each final loan disbursement date up until completion of the six-month grace period. Afterwards, you will begin making full principal and interest payments.

Full principal and interest payment

You can pay the full principal and interest payment every month while you’re in school. This plan is for students who want to begin paying down their student loans while enrolled in school.

To access future deals we negotiate, please provide your name and email.

We don’t make any money whether you take a loan or not.

Based on our research and negotiations, this represents the best deal for most LeverEdge members.


To access future deals we negotiate, please provide your name and email .


Share with your friends

Our Negotiated Deal

Based on our research, this represents the best deal for most LeverEdge members.

We don’t make any money whether you take a loan or not.

Apply Now

How We Compare to the Lowest Published Fixed Rates!1

Our negotiated offer is the best private loan option for many creditworthy domestic borrowers.

You may qualify for an additional 0.25% interest rate deduction if you graduate with a salary above $100,000.

Lender 5 Year 10 Year
Laurel Road2 4.95% 5.25%
CommonBond N/A 5.50%
PNC3 6.03% 6.03% +
Citizens Bank3 5.30% 6.05%
Discover3 5.99% 5.99% +
SunTrust3 N/A 6.75%
Sallie Mae3 6.25% 6.25% +
Wells Fargo3 6.84% 6.84% +

Some schools have unique lender relationships or internal lending programs that may be a better deal for you. If you find a better deal available broadly, please let us know.

Take advantage of the negotiated rates.

Apply Now

Negotiated Rates for Spring / Winter 2019

The ranges shown below are fixed rates for the fully deferred in-school repayment plan, including the auto-pay discount. They don't include the potential interest rate reduction on graduation.

Based on survey responses, most LeverEdge members are eligible for the minimum rates shown below.

Term Min Max
5 Year 4.95% 5.60%
7 Year 5.15% 5.80%
10 Year 5.25% 5.90%
15 Year 5.65% 6.30%
20 Year 6.20% 6.85%

No application fee, no origination fee and no early repayment penalty.

You may qualify for an additional 0.25% rate reduction if you graduate with a salary above $100,000.

You may qualify for additional rate reductions if you choose to make payments while in-school.

No application fee, no origination fee and no early repayment penalty.
You may qualify for an additional 0.25% rate reduction if you graduate with a salary above $100,000.
You may qualify for additional rate reductions if you choose to make payments while in-school.

To access future deals we negotiate, please provide your name and email.

Testimonials

Take advantage of the negotiated rates.

Apply Now

Eligibility Requirements

To qualify for this loan the borrower must:

  • be a U.S. Citizen or Permanent Resident
  • be enrolled in good standing on at least a half-time basis
  • be in an MBA Program at an Eligible Institution
  • meet Laurel Road underwriting criteria including, for example, credit score, employment (if a co-signer is required), and credit history requirements.

Note on Co-Signers

Many LeverEdge members have successfully received the lowest rates without a co-signer.

If you do not qualify for the lowest rates shown, a co-signer may help you get better rates.
If you do not meet Laurel Road underwriting criteria without a co-signer, a co-signer may help you qualify for this loan.

In School Repayment Plan Options

Laurel Road offers the following in-school repayment options:

Full deferment

You can defer your interest payments while enrolled in school, in addition to the six-month grace period following graduation or termination of enrollment. Afterwards, unpaid accrued interest is added to your loan balance and you will begin making full principal and interest payments.

Flat $50 payments

You can make monthly payments of $50 beginning approximately one month after the final loan disbursement date up until completion of the six-month grace period. Afterwards, unpaid accrued interest is added to your loan balance and you will begin making full principal and interest payments.

Interest-only payment

You can choose to pay only the interest each month while you’re in the deferment period. Payments begin 1 month after each final loan disbursement date up until completion of the six-month grace period. Afterwards, you will begin making full principal and interest payments.

Full principal and interest payment

You can pay the full principal and interest payment every month while you’re in school. This plan is for students who want to begin paying down their student loans while enrolled in school.

To access future deals we negotiate, please provide your name and email.