When you submit any form through the Site, we collect certain information from you, including:
We refer to this information as "Order Information."
When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages or products that you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as “Device Information.”
We collect Device Information using the following technologies:
We never intend to collect personal information from children under 13 years of age. If we learn or are notified that we have collected this information from a child under the age of 13, we will promptly remove the data from our system to the best of our abilities.
We use the Order Information that we collect generally to fulfill any requests or orders placed through the Site. We use this Order Information to:
We use the Device Information that we collect to help us screen for potential risk and fraud, and more generally to improve and optimize our Site (for example, by generating analytics about how our customers browse and interact with the Site, and to assess the success of our marketing and advertising campaigns).
We share your Personal Information with third parties to help us collect and use your Personal Information, as described above. For example,
Third parties may retain or use your Personal Information whether or not you use their services. You should contact these Partners directly concerning their privacy practices.
Finally, we may also share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.
We maintain physical, administrative and technological safeguards to preserve the integrity and security of all information collected. We use authentication and encryption code and protocols to encrypt your information in transit and storage. However, our security system is likely not impenetrable. In the event that any information under our control is compromised, and we become aware of that compromise, we will take reasonable steps to investigate the situation and where appropriate notify those individuals whose information may have been compromised.
We retain information, including Personally Identifiable Information for as long as permitted by applicable law. We may retain aggregated data indefinitely.
As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.
You can opt out of targeted advertising by:
Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/.
If you would like to update Order Information that you have provided us, you may contact us through one of the means listed in the "Contact Us" section below. Note that certain information is required to respond and process requests/orders/inquiries; requests to delete required information may result in our inability to respond and process requests/orders/inquiries.
Data shared with some third parties as described above, (such as lenders), will not be modified or deleted via a request to LeverEdge Association. Please contact third parties directly to update any information provided to them. We may require up to 12 months to share a list of third parties with whom we have shared your data with.
We are unable to respond to or act on requests to modify Device Information.
Please note that we do not alter our Site’s data collection and use practices when we see a Do Not Track signal from your browser.
For more information about our privacy practices, if you have questions, or if you would like to make a complaint, please contact us by e-mail at firstname.lastname@example.org or by mail using the details provided below:
6 Soldiers Field Park APT 505, Boston, MA, 02163, United States
Nikhil Agarwal is designated as the employee responsible for the information security program at LeverEdge Association. Nikhil Agarwal can be contacted via email at email@example.com for any privacy related concerns.
LeverEdge Association is not an advisor
LeverEdge Association's services are only administrative. LeverEdge Association does not endorse or recommend the products of any particular Lender. Except as otherwise provided for your state, LeverEdge Association is not an agent of you or any lender. You should rely on your own judgment in deciding which available loan product, terms and Lender best suit your personal financial requirements.
LeverEdge Association does not discriminate
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The agency that administers compliance with this law varies by lender depending on its lending authority, but may include the Federal Trade Commission, Equal Credit Opportunity, Consumer Response Center, Washington, DC 20580 or at 1-877-FTC-HELP (1-877-382-4357); TDD 1-866-653-4261; or at www.ftc.gov.
LeverEdge Association is not a creditor
LeverEdge Association DOES NOT take mortgage, student loan, or refinance loan applications, originate, service, make loans or credit decisions in connection with loans, nor does LeverEdge Association issue commitments or lock-in agreements. Any loan inquiry you submit is NOT an application for credit. Rather, it is an inquiry to receive conditional loan offers from Lenders. You may have to complete an application with a Lender before they will extend an unconditional offer.
How LeverEdge Association makes money
LeverEdge Association sometimes earns a sales commission or advertising fee when we share a product or service with you and you choose to use the same. Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns. Please do your homework and let us know if you have any questions or concerns.
Other Disclosures (if any)