We thought getting into grad school was the hard part, until that dreaded tuition bill came. Like many others, we started looking at student loan options, and didn’t love the rates being offered.
So, we pooled together a few dozen classmates who needed loans and asked local banks if they would give us a bulk discount! We eagerly walked into local bank branches, pitched our proposal, and quickly got… nowhere.
Not ready to give up, we decided to contact more senior decision makers, and cold-emailed the CEOs of banks, fintech companies, and credit unions with the same proposal. To our surprise, many of them replied! Problem was, they wanted way more people involved.
So, we tapped every contact we knew, steadily growing the pool to over 700 people! Many of you helped along the way, for which we’ll always be thankful.
We ran a competitive bidding process with multiple lenders, negotiated rates and terms, and selected a partner who drove down borrowing costs for the vast majority of people in our group.
Now, we’re expanding the pool to cover many more people, improving our ability to reduce rates for students across the country. Will you help us get there?
Member of the Harvard Innovation Labs Venture Incubation Program
Member of Pear HBS
Member of the Harvard Business School Rock Incubator Program
Join 2,000+ graduate students using a negotiated loan to pay for school.
Get the negotiated rates: 0.25% lower than Earnest's regular rates.
For anyone who is interested in future loan deals or is not ready to apply
LeverEdge Association is not an advisor
LeverEdge Association's services are only administrative. LeverEdge Association does not endorse or recommend the products of any particular Lender. Except as otherwise provided for your state, LeverEdge Association is not an agent of you or any lender. You should rely on your own judgment in deciding which available loan product, terms and Lender best suit your personal financial requirements.
LeverEdge Association does not discriminate
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The agency that administers compliance with this law varies by lender depending on its lending authority, but may include the Federal Trade Commission, Equal Credit Opportunity, Consumer Response Center, Washington, DC 20580 or at 1-877-FTC-HELP (1-877-382-4357); TDD 1-866-653-4261; or at www.ftc.gov.
LeverEdge Association is not a creditor
LeverEdge Association DOES NOT take mortgage, student loan, or refinance loan applications, originate, service, make loans or credit decisions in connection with loans, nor does LeverEdge Association issue commitments or lock-in agreements. Any loan inquiry you submit is NOT an application for credit. Rather, it is an inquiry to receive conditional loan offers from Lenders. You may have to complete an application with a Lender before they will extend an unconditional offer.
How LeverEdge Association makes money
LeverEdge Association sometimes earns a sales commission or advertising fee when we share a product or service with you and you choose to use the same. Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns. Please do your homework and let us know if you have any questions or concerns.
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