23 Days Left to Join the Refi Negotiation Group For Students Graduating in Spring 2019

LOOKING TO REFINANCE YOUR STUDENT LOANS?

We use group buying power to negotiate down your loan rates

  There are no fees for students.

  It takes less than 1 minute to join.

Negotiation Timeline

Students Sign Up

Up to April 15th

Students join the LeverEdge Refi Negotiation Group for free. Just provide your name and email address.

Lenders Compete

Up to May 15th

We ask lenders to submit their proposed loan terms for students in the group. We evaluate and select one offer to share with students.

Loans Offered

Before May 30th

Students apply directly to the lender via our unique link to get the negotiated interest rates and terms!

  • Students Sign Up Up to April 15th

    Students join the LeverEdge Refi Negotiation Group for free. Just provide your name and email address.

  • Lenders Compete Up to May 15th

    We ask lenders to submit their proposed loan terms for students in the group. We evaluate and select one offer to share with students.

  • Loans Offered Before May 30th

    Students apply directly to the lender via our unique link to get the negotiated interest rates and terms!

What Students Have to Say

"Thanks a lot for doing this!! For me, it made a huge difference from 8-9% to 5-6%."

DENIZ

WHARTON' 2020

"Thanks all just secured my loan for 5.5% beating commonbond by an entire 1%. Thanks."

DANIELLE

FUQUA' 2020

"Thanks! Beat my Sallie Mae by 0.5% but doesn't require monthly payments."

STEPHANIE

MIT' 2020

The LeverEdge Commitment

TLDR: LeverEdge is not a lender. We are on the student's side and actually students ourselves.

No Fees for Students

We don't charge any fees to students for participating in our negotiating groups.

Better Terms and Rates

We ask lenders to offer better rates and terms than those already broadly available to you.

Support from your Peers

When you join LeverEdge, you enter the LeverEdge community. You'll join a Facebook Group where you can expect quick responses from us and other students in the program.

Helpful Calculators

Need help deciding? Our unbiased calculator can help you understand the difference between an option we negotiate and the many others available to you.

Frequently Asked Questions

Yes, international students are eligible to join the negotiation group. Note that there are fewer lenders that lend to international students. As a result, our ability to negotiate with these lenders maybe limited.
Yes, we ask lenders to offer refinancing for both federal and private student loans. Note that refinancing federal student loans with a private loan may result in loss of options such as income-driven repayment plans, loan deferment options, loan forgiveness options and discharge upon death or permanent disability.
We ask lenders to offer both fixed and variable rate options. Therefore, it is likely that both options will be available to you. During our last student survey, a majority of students expressed interest in fixed rate loans. Therefore, if we are forced to choose between the two options, we will ensure that a fixed rate option is made available.
We ask lenders to offer several repayment term options including at least a 5 year term and 10 year term. Some lenders may choose to offer additional options such as a 7 year term. Therefore, it is likely that several options will be available to you including a 5 year repayment term and 10 year repayment term.
The How It Works section of this web page provides guidance on when you can expect us to conclude our negotiations and share an offer with you. If we can work faster than the timeline displayed, we will do so. For example, if we reach a sufficiently large group size earlier than expected, we would engage with lenders sooner.
LeverEdge aims to negotiate a loan offer that is better than anything available to you outside the group. We don't charge students any fees. Further, joining the negotiation group does not obligate you to take the loan we negotiate on your behalf. Therefore, we think it is a no-brainer for you to join the negotiation group and at least consider the offer we negotiate for you
If you have private or federal student loans and have either already graduated or are in your last semester in school, then you may want to consider refinancing your student loans. Note that federal loans do carry benefits that private loans may not offer. For example, public service forgiveness and economic hardship programs may not be accessible to you after you refinance your federal loans.