LeverEdge

Need a loan for grad school?

Days Left to Join

Why? We need to let lenders
know what they are competing for.

Need a loan for grad school?

We use group buying power to negotiate down your loan rates

Learn More

No fees for students
No obligation to take the loan we negotiate

Days Left to Join

Why? We need to let lenders
know what they are competing for.

How It Works

We use group buying power to negotiate down your interest rate with lenders.

Up to June 1st

Students join the LeverEdge Student Loan Negotiation Group for free. Just provide your name and email address.

Up to June 30th

We ask lenders to submit their proposed loan terms for students in the group. We evaluate and select one offer to share with students.

Before July 15th

Students apply directly to the lender via our unique link to get the negotiated interest rates and terms!

Timeline

  • Students Sign Up Up to June 1st

    Students join the LeverEdge Student Loan Negotiation Group for free. Just provide your name and email address.

  • Lenders Compete Up to June 30th

    We ask lenders to submit their proposed loan terms for students in the group. We evaluate and select one offer to share with students.

  • Loans Offered Before July 15th

    Students apply directly to the lender via our unique link to get the negotiated interest rates and terms!

Join the Group

The sooner you join, the more leverage we have to get you a better deal.

Testimonials

Here is what students have to say.

The LeverEdge Commitment

TLDR: LeverEdge is not a lender. We are on the student's side (and actually students ourselves)!

No Fees for Students

We don't charge any fees to students for participating in our negotiating groups.

Better Terms and Rates

We ask lenders to offer better rates and terms than those already broadly available to you.

Support from your Peers

When you join LeverEdge, you enter the LeverEdge community. You'll join a Facebook Group where you can expect quick responses from us and other students in the program.

Helpful Calculators

Need help deciding? Our unbiased calculator can help you understand the difference between an option we negotiate and the many others available to you.

Common Questions

Negotiating as a group can raise many questions. Here are the most frequent questions we get.

Yes, international students are eligible to join the negotiation group. Note that there are fewer lenders that lend to international students. As a result, our ability to negotiate with these lenders maybe limited.
We ask lenders to offer both fixed and variable rate options. Therefore, it is likely that both options will be available to you. During our last student survey, a majority of students expressed interest in fixed rate loans. Therefore, if we are forced to choose between the two options, we will ensure that a fixed rate option is made available.
We ask lenders to offer several repayment term options including at least a 5 year term and 10 year term. Some lenders may choose to offer additional options such as a 7 year term. Therefore, it is likely that several options will be available to you including a 5 year repayment term and 10 year repayment term.
The How It Works section of this web page provides guidance on when you can expect us to conclude our negotiations and share an offer with you. If we can work faster than the timeline displayed, we will do so. For example, if we reach a sufficiently large group size earlier than expected, we would engage with lenders sooner.
LeverEdge aims to negotiate a loan offer that is better than anything available to you outside the group. We don't charge students any fees. Further, joining the negotiation group does not obligate you to take the loan we negotiate on your behalf. Therefore, we think it is a no-brainer for you to join the negotiation group and at least consider the offer we negotiate for you