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"saving each student around $8,300 on their combined $25 million debt"
"No one has seen an approach exactly like LeverEdge’s."
"Two HBS admits took a look at interest rates... Then they got organized."
"Together, students can force lenders to compete."
Join 2,000+ graduate students using a negotiated loan to pay for school.
Get the negotiated rates: 0.25% lower than Earnest's regular rates.
For anyone who is interested in future loan deals or is not ready to apply
We bring a large amount of business to lenders and in return they offer lower interest rates for our members.
There are no fees for using our negotiated rates. Now that you're here, you have access.
Beyond rates, we evaluate a lender's customer service and ease of application when selecting a lender.
We’re here to answer any questions along the way and ensure members receive rates and terms that are in line with expectations.
Email us if you have any questions.
Students from top tier programs sign up to LeverEdge by providing essential information.
Banks submit their best bids including exclusive offers for LeverEdge members.
The LeverEdge team compares all offers, negotiates terms, and selects a winner.
Members get exclusive access to the LeverEdge deal, including substantial rate discounts.
The deal I was offered blew all of my other options completely out of the water, and is saving me thousands of dollars
I initially went with SunTrust ... I sadly got a 6.7 rate ... I just got my order from LeverEdge and it's 4.475!
I've applied for over 20 loans last year, and this one gave me the best interest rate and flexibility on repayment terms.
Last Fall, the LeverEdge team helped 400+ students get loans totaling over $25M at low interest rates. Students saved more than $3.3M compared to federal options.
The average students saved $8,334 compared to the federal grad plus loan option.
LeverEdge Association is not an advisor
LeverEdge Association's services are only administrative. LeverEdge Association does not endorse or recommend the products of any particular Lender. Except as otherwise provided for your state, LeverEdge Association is not an agent of you or any lender. You should rely on your own judgment in deciding which available loan product, terms and Lender best suit your personal financial requirements.
LeverEdge Association does not discriminate
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The agency that administers compliance with this law varies by lender depending on its lending authority, but may include the Federal Trade Commission, Equal Credit Opportunity, Consumer Response Center, Washington, DC 20580 or at 1-877-FTC-HELP (1-877-382-4357); TDD 1-866-653-4261; or at www.ftc.gov.
LeverEdge Association is not a creditor
LeverEdge Association DOES NOT take mortgage, student loan, or refinance loan applications, originate, service, make loans or credit decisions in connection with loans, nor does LeverEdge Association issue commitments or lock-in agreements. Any loan inquiry you submit is NOT an application for credit. Rather, it is an inquiry to receive conditional loan offers from Lenders. You may have to complete an application with a Lender before they will extend an unconditional offer.
How LeverEdge Association makes money
LeverEdge Association sometimes earns a sales commission or advertising fee when we share a product or service with you and you choose to use the same. Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns. Please do your homework and let us know if you have any questions or concerns.
Other Disclosures (if any)
There is no guarantee that a larger group will result in (additional) savings.
We cannot guarantee that the rates and terms that are offered to you as part of a negotiation group are actually better than other options available to you.
We cannot guarantee the accuracy of our calculators.