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We use group buying power
to negotiate better student loan rates.

LeverEdge uses collective bargaining to save members an average of $13K

Free for Students

It takes < 1 minute to join

We don’t run a credit check

As Featured In

"saving each student around $8,300 on their combined $25 million debt"

"No one has seen an approach exactly like LeverEdge’s."

"Two HBS admits took a look at interest rates... Then they got organized."

"Together, students can force lenders to compete."

Why LeverEdge

Lower Rates

Our members receive lower rates than they would receive without LeverEdge.

Vetted Lenders

Beyond rates, we evaluate each lender’s customer service and application.

Completely Free

We do not charge our members any fees for our help.          

We've Got Your Back

We’re here to answer any questions our members have along the way.

How We Negotiate Student Loans


Students from top tier programs sign up to LeverEdge by providing essential information.


Banks submit their best bids including exclusive offers for LeverEdge members.


The LeverEdge team compares all offers, negotiates terms, and selects a winner.


Members get exclusive access to the LeverEdge deal, including substantial rate discounts.

Lower Rates

We’re proud to negotiate some of the lowest rates available for our members.


Students loved the rates they received through the negotiation process.

The deal I was offered blew all of my other options completely out of the water, and is saving me thousands of dollars.

I initially went with SunTrust ... I sadly got a 6.7 rate ... I just got my order from LeverEdge and it's 4.475!

I've applied for over 20 loans last year, and this one gave me the best interest rate and flexibility on repayment terms.

Our Track Record

In 2019, the average member saved $13K compared to their federal loan option.

The LeverEdge team has helped 2,000+ students get loans totaling over $100M at low interest rates. Students have saved more than $26M compared to federal options.

Get Started Today

Joining LeverEdge is free, takes less than 2 minutes and gets you access to the deals negotiated by LeverEdge.


LeverEdge Association is not an advisor

LeverEdge Association's services are only administrative. LeverEdge Association does not endorse or recommend the products of any particular Lender. Except as otherwise provided for your state, LeverEdge Association is not an agent of you or any lender. You should rely on your own judgment in deciding which available loan product, terms and Lender best suit your personal financial requirements.

LeverEdge Association does not discriminate

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The agency that administers compliance with this law varies by lender depending on its lending authority, but may include the Federal Trade Commission, Equal Credit Opportunity, Consumer Response Center, Washington, DC 20580 or at 1-877-FTC-HELP (1-877-382-4357); TDD 1-866-653-4261; or at

LeverEdge Association is not a creditor

LeverEdge Association DOES NOT take mortgage, student loan, or refinance loan applications, originate, service, make loans or credit decisions in connection with loans, nor does LeverEdge Association issue commitments or lock-in agreements. Any loan inquiry you submit is NOT an application for credit. Rather, it is an inquiry to receive conditional loan offers from Lenders. You may have to complete an application with a Lender before they will extend an unconditional offer.

How LeverEdge Association makes money

LeverEdge Association sometimes earns a sales commission or advertising fee when we share a product or service with you and you choose to use the same. Similar to when you are being sold any product or service, be sure to read the fine print, understand what you are buying, and consult a licensed professional if you have any concerns. Please do your homework and let us know if you have any questions or concerns.